Category Archives: Inflation

TIPS funds vs. TIPS ladder: An investor weighs in

By David Enna, Tipswatch.com A lot of readers ask about the ladder of TIPS investments I have built over the years. Yes, I do have a ladder, and it does hit every year from 2023 to 2032, and then jumps … Continue reading

Posted in Inflation, Investing in TIPS, Retirement | 33 Comments

I Bonds: A not-so-simple buying guide for 2023

By David Enna, Tipswatch.com Note: I posted an updated I Bond analysis on April 14: Update, April 28, 2023: Treasury raises I Bond’s fixed rate to 0.9%; new composite rate is 4.30% After a year of raging-high demand, where do … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Savings Bond, Treasury Bills, TreasuryDirect | 93 Comments

2022 in review: Scary year for inflation, better year for inflation protection

By David Enna, Tipswatch.com The year 2022 broke through several economic milestones, and most of them were dreadful: Highest U.S. inflation in 40 years. U.S. stock market down 20%. U.S. bond market down 13%. Federal Reserve aggressively raising interest rates. … Continue reading

Posted in I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | 30 Comments

The language of TIPS: It’s complicated.

New investors are baffled by Treasury Inflation-Protected Securities. Can’t blame them. By David Enna, Tipswatch.com A year ago, while real yields for Treasury Inflation-Protected Securities were still deeply below zero, I worked with a Wall Street Journal reporter on a … Continue reading

Posted in Inflation, Investing in TIPS, TreasuryDirect | 55 Comments

Despite volatility, this week’s 5-year TIPS reopening remains appealing

By David Enna, Tipswatch.com Opinion: Nominal and real yields for mid- to longer-term Treasurys are lower than they should be. The Federal Reserve is aggressively tightening, sending clear signals it wants interest rates heading higher. But the result is lower … Continue reading

Posted in Inflation, Investing in TIPS | 67 Comments