That's a sensible idea, especially if you fear the chance of prolonged deflation. I tend to use nominals for investments…
As a hedge, and as other TIPS experts have suggested, do you think it might be prudent do a 50/50…
David, thanks so much for the preview. I've been looking at the inflation breakeven rate all week and have been…
My omission--Thank you!
Category Archives: Savings Bond
Long-time I Bond investors face a tax time bomb
By David Enna, Tipswatch.com U.S. Series I Savings Bonds are a unique investment because all interest is rolled into principal until redemption, and in most cases, all the compounded earnings are tax deferred until the I Bond is redeemed or … Continue reading
Posted in I Bond, Investing in TIPS, Medicare, Retirement, Savings Bond, Taxes, TreasuryDirect
111 Comments
December inflation gets an upside surprise; annual rate rises to 3.4%
By David Enna, Tipswatch.com One hour after I was reading a Bloomberg report on inflation steadily easing in future months, the Bureau of Labor Statistics sent out a December surprise: Seasonally-adjusted inflation rose rose 0.3% for the month and 3.4% … Continue reading
Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond
23 Comments
2023: A good year for fighting inflation
For investors seeking safety and inflation protection, volatility brought strong opportunities. By David Enna, Tipswatch.com All things considered (financially speaking, that is) 2023 was a pretty good year. Maybe even very good. The U.S. inflation rate dropped from 6.4% in … Continue reading
Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, Treasury Bills
79 Comments
Real yields are sliding lower with talk of a ‘Fed pivot’
By David Enna, Tipswatch.com You can’t watch CNBC for more than 10 minutes without hearing some analyst predict the Federal Reserve will begin cutting interest rates in March 2024 … or May … or certainly by June. On the other … Continue reading
Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond
27 Comments
Random thoughts on I Bonds in 2023, 2024
I Bonds remain attractive, but when and why? By David Enna, Tipswatch.com The I Bond’s new fixed rate of 1.3% — the highest in 16+ years — and the resulting composite rate of 5.27% should be creating a lot of … Continue reading
Treasury Inflation-Protected Securities 
It is true that I could have redeemed it when the rate was 1.9%, and maybe could have earned more…