I Bond Investors: Act Now, Don’t Delay


  • I Bonds issued before November 1 will carry a permanent fixed rate of 0.50%, creating a real return higher than that of a 5-, 10- or 20-year TIPS.
  • The Treasury will reset this fixed rate on November 1, and it is very likely to go lower.
  • With interest rates sliding lower, this could be a “last chance” opportunity (for years?) to get a good fixed rate on an excellent inflation-protected investment.

It pains me to say this: The market’s best inflation-protected investment could go “poof” on November 1. That’s the date the U.S. Treasury will reset the fixed rate on its U.S. Series I Savings Bonds. And the news isn’t likely to be good.

Read my full analysis on SeekingAlpha.com


About Tipswatch

Author of Tipswatch.com blog, David Enna is a long-time journalist based in Charlotte, N.C. A past winner of two Society of American Business Editors and Writers awards, he has written on real estate and home finance, and was a founding editor of The Charlotte Observer's website.
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1 Response to I Bond Investors: Act Now, Don’t Delay

  1. Anan Isapta says:

    The other possibility is that some successful trade agreements (especially with China) will cause a stock market ‘melt-up’ with escalating interest rates to follow.

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