Author Archives: Tipswatch

Summary With the 10-year TIPS yielding just 0.11%, the Treasury couldn’t justify continuing the 0.10% fixed rate. But the I Bond will get a six-month variable rate of 2.76%, making it an attractive 1-year investment, no matter what happens in … Continue reading →

Summary Buy now? You guarantee a one-year return of 1.56%, which is attractive. Wait until November 1? You could lose the 0.1% fixed rate, but earn more money in one year anyway. Either way, this isn’t going to be a … Continue reading →

Summary Buyers had a pay a big premium for the 1.00% coupon rate, about $110.67 for $101.65 of value, when accrued inflation is added in. The inflation breakeven rate came in at about 1.83%, 31 basis points higher than at … Continue reading →

Summary The data support a drop to a 0.0% fixed rate, but wouldn’t the Treasury be sending an awful message? You can buy now to lock in the I Bond’s current 0.1% fixed rate, or wait until November 1 and … Continue reading →

Summary This variable rate will be the highest for an I Bond in 5 years. All investors in I Bonds will get the new variable rate for six months, the timing depends on the month the I Bond was purchased. … Continue reading →