I do have heirs... so I try and purchase long term bonds in my IRA's that will mature no later…
Interesting question, and it raises many issues, which I may write about later this week. My TIPS ladder ends in…
And only 20 years ago the Republicans wanted/tried to privatize Soc Sec! Thus there will be NO foreseeable remedial action…
In deciding upon the ending year for your target range do you include additional years your beneficiary may hold the…
Category Archives: I Bond
TreasuryDirect, this is not acceptable.
By David Enna, Tipswatch.com Over the last decade, I’ve been a defender of TreasuryDirect despite its dated website, awful tax forms and cryptic communications. In almost all cases, it has worked for me. Acceptable and most importantly, secure. But now, … Continue reading
Posted in I Bond, TreasuryDirect
77 Comments
Want to stash I Bonds in a ‘gift box’? Do it by Wednesday.
With this strategy, you can bypass the $10,000 per person purchase limit, but there are potential drawbacks. By David Enna, Tipswatch.com Throughout this year, I have read with — at first, disbelief, and later, fascination — as devotees of U.S. … Continue reading
Posted in I Bond, Savings Bond, TreasuryDirect
86 Comments
Get ready: This week’s 5-year TIPS auction is a ‘unicorn’
Rarely seen: High real yield, high coupon rate, discount to par value. Update: New 5-year TIPS auctions with a real yield of 1.732%, highest in 15 years By David Enna, Tipswatch.com The U.S. Treasury on Thursday will offer $21 billion in … Continue reading
Posted in I Bond, Inflation, Investing in TIPS
77 Comments
Ignore the fixed-rate drama; buy I Bonds in October
The 9.62% annualized rate for six months is a huge advantage. By David Enna, Tipswatch.com Here we are, in the U.S. Series I Savings Bond’s “limbo fortnight,” a period when we know the current composite rate (9.62% annualized, good for … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Savings Bond
49 Comments
September inflation report sets I Bond variable rate at 6.48%; Social Security COLA rises to 8.7%
Annual core inflation hits 6.6%, a 40-year high. This isn’t good news for financial markets. By David Enna, Tipswatch.com Here is it, the most important Inflation Day of the year, setting in stone the inflation-adjusted variable rate on U.S. Series … Continue reading
Treasury Inflation-Protected Securities 
1 You can't estimate date of death with any reasonable degree of certainty (statistics apply to large numbers, not a…