Category Archives: I Bond

September inflation report sets I Bond variable rate at 6.48%; Social Security COLA rises to 8.7%

Annual core inflation hits 6.6%, a 40-year high. This isn’t good news for financial markets. By David Enna, Tipswatch.com Here is it, the most important Inflation Day of the year, setting in stone the inflation-adjusted variable rate on U.S. Series … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, Social Security | 30 Comments

Opinion: Treasury should raise the I Bond’s fixed rate

But will it? The odds are better now. The data clearly support a higher fixed rate. By David Enna, Tipswatch.com How the U.S. Treasury sets the fixed rate on the Series I Savings Bond is wrapped in mystery. No one … Continue reading →

Posted in I Bond, Investing in TIPS, Savings Bond, TreasuryDirect | 41 Comments

U.S. inflation rose 0.1% in August: What it means for TIPS, I Bonds and Social Security COLA

This report is going to roil financial markets. By David Enna, Tipswatch.com Surprises, surprises. Financial markets, which had been rallying over the last week on expectations of falling prices, got an inflation reality check today: Seasonally adjusted U.S. inflation rose … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, Social Security | 29 Comments

Let’s ‘try’ to clarify how an I Bond’s interest is calculated

You didn’t expect this to be simple, did you? Author’s note: This article ended up being “crowdsourced” through helpful (and accurate) criticism in the comments section. The Excel formulae have been edited to reflect these better techniques. Read the comments … Continue reading →

Posted in I Bond, Savings Bond, TreasuryDirect | 163 Comments

U.S. inflation went flat in July: What it means for I Bonds, TIPS and Social Security COLA

Core inflation continues at 5.9%, an unsustainable rate. By David Enna, Tipswatch.com I warned you: Inflation numbers are notoriously fickle in the summer months, and so here we go: All-items U.S. inflation increased 0.0% in July on a seasonally adjusted … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Social Security | 40 Comments