Category Archives: I Bond

When is the I Bond’s fixed rate likely to rise?

Posted on December 5, 2021 by Tipswatch

Yes, there is a slim chance we could see a higher fixed rate in 2022. But next year’s investors may still want to invest in I Bonds before May 1, to lock in the current 7.12% variable rate for six … Continue reading →

Posted in I Bond, Inflation, Savings Bond | 38 Comments

U.S. inflation surged 0.9% in October, well above expectations

Posted on November 10, 2021 by Tipswatch

When inflation rises to the highest level in 31 years, that is significant. By David Enna, Tipswatch.com Attention, Federal Reserve: This 2021 surge in U.S. inflation is no longer looking “transitory.” It’s looking dangerous. The Consumer Price Index for All … Continue reading →

Posted in I Bond, Inflation, Investing in TIPS | 15 Comments

First rule of I Bonds: Don’t rush to sell your I Bonds

Posted on November 5, 2021 by Tipswatch

I Bonds have a 30-year term, but you can sell them any time after 5 years with no penalty. My suggestion: Hold them until you really need the money. By David Enna, Tipswatch.com The I Bond’s new inflation-adjusted variable rate … Continue reading →

Posted in I Bond, Savings Bond | 34 Comments

I Bond’s fixed rate holds at 0.0%; composite rate soars to 7.12%

Posted on November 1, 2021 by Tipswatch

Treasury also maintains EE Bond’s doubling period at 20 years By David Enna, Tipswatch.com The U.S. Treasury just announced the November 2021 to April 2022 terms for U.S. Series I Bonds and EE Bonds, and there were no surprises. Both … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond | 22 Comments

I Bond podcast: U.S. Savings Bonds for a risk-free, stellar return over the next year …

Posted on October 20, 2021 by Tipswatch

By David Enna, Tipswatch.com Jeremy Keil, a certified financial planner based in Milwaukee, reached out to me this month to help educate his clients on U.S. Series I Savings Bonds, a very hot topic in October 2021. We tried to … Continue reading →

Posted in I Bond, Savings Bond | 2 Comments