Tag Archives: personal-finance

Deciphering TreasuryDirect’s mysterious gift-box email

Posted on October 22, 2024 by Tipswatch

By David Enna, Tipswatch.com Update, Jan 31, 2025: I noted in this article that I was going to make a “test” I Bond purchase in January 2025 to see if it would trigger a purchase limit because of gift box … Continue reading →

Posted in I Bond, Inflation, Savings Bond, TreasuryDirect | Tagged , | 85 Comments

What about Thursday’s auction of a new 5-year TIPS?

Posted on October 20, 2024 by Tipswatch

Real yields are holding up, but the curve is widening. By David Enna, Tipswatch.com The October auction of a new 5-year Treasury Inflation-Protected Security is always a baffler. The auctioned real yield is highly likely to be lower than many … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, TreasuryDirect | Tagged , , , , | 20 Comments

Considering an I Bond rollover? Do it the right way.

Posted on September 25, 2024 by Tipswatch

For some investors, cashing in low-fixed-rate I Bonds makes sense, combined with the gift-box strategy to add to holdings in October. By David Enna, Tipswatch.com We are just a month and a few days away from the November 1 rate … Continue reading →

Posted in Cash alternatives, Inflation, Retirement, Savings Bond, Taxes, TreasuryDirect | Tagged , , | 41 Comments

Real yields are sinking. What does this mean for Thursday’s 10-year TIPS reopening auction?

Posted on September 15, 2024 by Tipswatch

By David Enna, Tipswatch.com First off, let’s point out that the Federal Reserve has not yet lowered interest rates by a single basis point and, in fact, the federal funds rate has been stable since July 2023. But changes are … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | Tagged , , , | 9 Comments

Looking back at my longest-held stocks

Posted on September 9, 2024 by Tipswatch

By David Enna, Tipswatch.com After writing my memorial to financial guru Bob Brinker last week, I thought it would be interesting to look back at my individual stock investments over the years, or at least the ones I am still … Continue reading →

Posted in Investing in TIPS | Tagged , , , , | 13 Comments