Author Archives: Tipswatch

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About Tipswatch

Author of Tipswatch.com blog, David Enna is a long-time journalist based in Charlotte, N.C. A past winner of two Society of American Business Editors and Writers awards, he has written on real estate and home finance, and was a founding editor of The Charlotte Observer's website.

A 5-year TIPS matured April 15. How did it do as an investment?

Posted on April 18, 2023 by Tipswatch

By David Enna, Tipswatch.com Back in spring 2018, the Federal Reserve was continuing its wind-down of quantitative easing, raising its key short term interest rate on March 21 to a range of 1.50 – 1.75%. That led to a very … Continue reading →

Posted in Inflation, Investing in TIPS | 8 Comments

Thoughts on this week’s 5-year TIPS auction: It’s complicated

Posted on April 16, 2023 by Tipswatch

By David Enna, Tipswatch.com The U.S. Treasury on Thursday will auction $21 billion of a new 5-year Treasury Inflation-Protected Security, CUSIP 91282CGW5. The coupon rate and real yield to maturity will be set by the auction results. For months, I … Continue reading →

Posted in Bank CDs, Inflation, Investing in TIPS, TreasuryDirect | 51 Comments

I Bond dilemma: Buy in April, buy in May, or don’t buy at all?

Posted on April 14, 2023 by Tipswatch

The I Bond’s fixed rate could rise to 0.6% or higher on May 1. Should you wait? Or look at alternatives? By David Enna, Tipswatch.com Update, April 28, 2023: Treasury raises I Bond’s fixed rate to 0.9%; new composite rate … Continue reading →

Posted in Bank CDs, Cash alternatives, I Bond, Investing in TIPS, Savings Bond, TreasuryDirect | 77 Comments

March inflation report sets I Bond’s new variable rate at 3.38%

Posted on April 12, 2023 by Tipswatch

Annual U.S. inflation fell to 5.0% in March, but core inflation rose to 5.6%. By David Enna, Tipswatch.com Update, April 28, 2023: Treasury raises I Bond’s fixed rate to 0.9%; new composite rate is 4.30% The just-released U.S. inflation report … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond | 50 Comments

After three months of volatility, where do we stand?

Posted on April 4, 2023 by Tipswatch

TIPS remain attractive. And now bank CDs are worth a serious look. By David Enna, Tipswatch.com It’s been kind of wild to go from seeing the possibility of TIPS with a real yield of 2% in early March to the … Continue reading →

Posted in Bank CDs, Cash alternatives, ETFs, I Bond, Inflation, Investing in TIPS, Treasury Bills | 45 Comments