Author Archives: Tipswatch

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About Tipswatch

Author of Tipswatch.com blog, David Enna is a long-time journalist based in Charlotte, N.C. A past winner of two Society of American Business Editors and Writers awards, he has written on real estate and home finance, and was a founding editor of The Charlotte Observer's website.

Want to stash I Bonds in a ‘gift box’? Do it by Wednesday.

Posted on October 23, 2022 by Tipswatch

With this strategy, you can bypass the $10,000 per person purchase limit, but there are potential drawbacks. By David Enna, Tipswatch.com Throughout this year, I have read with — at first, disbelief, and later, fascination — as devotees of U.S. … Continue reading →

Posted in I Bond, Savings Bond, TreasuryDirect | 86 Comments

New 5-year TIPS auctions with a real yield of 1.732%, highest in 15 years

Posted on October 20, 2022 by Tipswatch

Still, real yield was lower than expected as inflation expectations surged higher. By David Enna, Tipswatch.com The Treasury’s offering of $21 billion in a new 5-year Treasury Inflation-Protected Security resulted in a mixed bag for investors: The real yield of … Continue reading →

Posted in Inflation, Investing in TIPS | 73 Comments

Get ready: This week’s 5-year TIPS auction is a ‘unicorn’

Posted on October 16, 2022 by Tipswatch

Rarely seen: High real yield, high coupon rate, discount to par value. Update: New 5-year TIPS auctions with a real yield of 1.732%, highest in 15 years By David Enna, Tipswatch.com The U.S. Treasury on Thursday will offer $21 billion in … Continue reading →

Posted in I Bond, Inflation, Investing in TIPS | 77 Comments

Ignore the fixed-rate drama; buy I Bonds in October

Posted on October 14, 2022 by Tipswatch

The 9.62% annualized rate for six months is a huge advantage. By David Enna, Tipswatch.com Here we are, in the U.S. Series I Savings Bond’s “limbo fortnight,” a period when we know the current composite rate (9.62% annualized, good for … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond | 49 Comments

September inflation report sets I Bond variable rate at 6.48%; Social Security COLA rises to 8.7%

Posted on October 13, 2022 by Tipswatch

Annual core inflation hits 6.6%, a 40-year high. This isn’t good news for financial markets. By David Enna, Tipswatch.com Here is it, the most important Inflation Day of the year, setting in stone the inflation-adjusted variable rate on U.S. Series … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, Social Security | 30 Comments