Author Archives: Tipswatch

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About Tipswatch

Author of Tipswatch.com blog, David Enna is a long-time journalist based in Charlotte, N.C. A past winner of two Society of American Business Editors and Writers awards, he has written on real estate and home finance, and was a founding editor of The Charlotte Observer's website.

Good news: Medicare costs are going down for 2023

Posted on October 9, 2022 by Tipswatch

Why? The Medicare system is making amends for an ill-advised increase of 14.6% in 2022. By David Enna, Tipswatch.com One year after Medicare costs jumped 14.6% because of uncertainty over an Alzheimer’s drug, the Centers for Medicare & Medicaid Services … Continue reading →

Posted in Medicare, Retirement, Social Security | 14 Comments

A nostalgic look back at TreasuryDirect’s ‘decoder ring’ login system

Posted on October 7, 2022 by Tipswatch

By David Enna, Tipswatch.com After I posted an article on TreasuryDirect’s new look, I got comments from several readers reminiscing about the site’s “decoder ring” login system, which launched in 2007. Well, it wasn’t actually a decoder ring — it … Continue reading →

Posted in TreasuryDirect | 11 Comments

TreasuryDirect launches its revamped website (sort of)

Posted on October 4, 2022 by Tipswatch

The outer shell is new, information is easier to find, more clearly presented. And then … same old, same old. By David Enna, Tipswatch.com If you’ve visited everyone’s favorite financial website — TreasuryDirect.gov — in the past few days, you … Continue reading →

Posted in Investing in TIPS, Savings Bond, Treasury Bills, TreasuryDirect | 56 Comments

Opinion: Treasury should raise the I Bond’s fixed rate

Posted on October 2, 2022 by Tipswatch

But will it? The odds are better now. The data clearly support a higher fixed rate. By David Enna, Tipswatch.com How the U.S. Treasury sets the fixed rate on the Series I Savings Bond is wrapped in mystery. No one … Continue reading →

Posted in I Bond, Investing in TIPS, Savings Bond, TreasuryDirect | 41 Comments

Another milestone: The yield advantage for EE Savings Bonds has disappeared

Posted on September 27, 2022 by Tipswatch

By David Enna, Tipswatch.com I’ve been pondering recently whether the Treasury will raise the I Bond’s fixed rate above 0.0% at the November 1 reset, and one side of my brain says, “Well, it should” while the other side says, … Continue reading →

Posted in EE Bonds, Savings Bond, TreasuryDirect | 28 Comments