Author Archives: Tipswatch

Unknown's avatar

About Tipswatch

Author of Tipswatch.com blog, David Enna is a long-time journalist based in Charlotte, N.C. A past winner of two Society of American Business Editors and Writers awards, he has written on real estate and home finance, and was a founding editor of The Charlotte Observer's website.

First rule of I Bonds: Don’t rush to sell your I Bonds

Posted on November 5, 2021 by Tipswatch

I Bonds have a 30-year term, but you can sell them any time after 5 years with no penalty. My suggestion: Hold them until you really need the money. By David Enna, Tipswatch.com The I Bond’s new inflation-adjusted variable rate … Continue reading →

Posted in I Bond, Savings Bond | 34 Comments

I Bond’s fixed rate holds at 0.0%; composite rate soars to 7.12%

Posted on November 1, 2021 by Tipswatch

Treasury also maintains EE Bond’s doubling period at 20 years By David Enna, Tipswatch.com The U.S. Treasury just announced the November 2021 to April 2022 terms for U.S. Series I Bonds and EE Bonds, and there were no surprises. Both … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond | 22 Comments

5-year TIPS auction gets a record-low real yield of -1.685%

Posted on October 21, 2021 by Tipswatch

By David Enna, Tipswatch.com The U.S. Treasury’s auction of $19 billion in a new 5-year Treasury Inflation-Protected Security generated a real yield to maturity of -1.685%, the lowest ever recorded for any TIPS auction of any term. This is CUSIP … Continue reading →

Posted in Investing in TIPS | 4 Comments

I Bond podcast: U.S. Savings Bonds for a risk-free, stellar return over the next year …

Posted on October 20, 2021 by Tipswatch

By David Enna, Tipswatch.com Jeremy Keil, a certified financial planner based in Milwaukee, reached out to me this month to help educate his clients on U.S. Series I Savings Bonds, a very hot topic in October 2021. We tried to … Continue reading →

Posted in I Bond, Savings Bond | 2 Comments

A new 5-year TIPS goes to auction Thursday. Here’s what to expect.

Posted on October 17, 2021 by Tipswatch

By David Enna, Tipswatch.com With all the attention being drawn to U.S. Series I Savings Bonds these days, the Treasury’s other inflation-protected investment, the Treasury Inflation-Protected Security, seems to be flying under the radar. And that’s probably right. For a … Continue reading →

Posted in Investing in TIPS | 5 Comments