Category Archives: Savings Bond

Real yields are sliding lower with talk of a ‘Fed pivot’

By David Enna, Tipswatch.com You can’t watch CNBC for more than 10 minutes without hearing some analyst predict the Federal Reserve will begin cutting interest rates in March 2024 … or May … or certainly by June. On the other … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond | 27 Comments

Random thoughts on I Bonds in 2023, 2024

I Bonds remain attractive, but when and why? By David Enna, Tipswatch.com The I Bond’s new fixed rate of 1.3% — the highest in 16+ years — and the resulting composite rate of 5.27% should be creating a lot of … Continue reading →

Posted in I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond, Treasury Bills, TreasuryDirect | 51 Comments

I Bond’s fixed rate rises to 1.3%, highest in more than 16 years

Composite rate for I Bonds rises to 5.27%. Fixed rate for EE Bonds rises to 2.70%; doubling factor holds at 20 years. By David Enna, Tipswatch.com The Treasury announced today it is raising the permanent fixed rate on the U.S. … Continue reading →

Posted in Cash alternatives, EE Bonds, I Bond, Savings Bond, TreasuryDirect | 83 Comments

I Bond’s fixed rate: An updated projection

By David Enna, Tipswatch.com Back on Oct. 8 I posted an article, “The I Bond’s fixed rate will rise. But by how much?” attempting to forecast the potential new fixed rate for the U.S. Series I Savings Bond, which will be … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, TreasuryDirect | 49 Comments

This week’s 5-year TIPS auction offers a solid investment opportunity

By David Enna, Tipswatch.com The U.S. Treasury on Thursday will auction $22 billion in a new 5-year Treasury Inflation-Protected Security, and the results should be attractive for investors seeking protection from future inflation. It should generate the highest real yield … Continue reading →

Posted in Bank CDs, Investing in TIPS, Savings Bond, TreasuryDirect | 31 Comments