That's a sensible idea, especially if you fear the chance of prolonged deflation. I tend to use nominals for investments…
As a hedge, and as other TIPS experts have suggested, do you think it might be prudent do a 50/50…
David, thanks so much for the preview. I've been looking at the inflation breakeven rate all week and have been…
My omission--Thank you!
Category Archives: Savings Bond
Here’s A Step-By-Step Guide To Using The Treasury’s Savings Bond Calculator
By David Enna, Tipswatch.com This article is repurposed from a version originally written in June 2018. For investors in U.S. Savings Bonds – EE and I Bonds – the Savings Bond Wizard was an excellent tool for keeping an accurate … Continue reading
Posted in I Bond, Investing in TIPS, Savings Bond, TreasuryDirect
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2022 in review: Scary year for inflation, better year for inflation protection
By David Enna, Tipswatch.com The year 2022 broke through several economic milestones, and most of them were dreadful: Highest U.S. inflation in 40 years. U.S. stock market down 20%. U.S. bond market down 13%. Federal Reserve aggressively raising interest rates. … Continue reading
Posted in I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect
30 Comments
My schedule … and what’s coming up
By David Enna, Tipswatch.com I’m traveling in Costa Rica for a couple weeks and I will often be in areas with weak or zero Internet connections. So I won’t be writing much and I may miss responding to some of … Continue reading
Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond
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Short-term I Bond investors: Be patient with your exit strategy
By David Enna, Tipswatch.com Even before I Bond investors crashed the TreasuryDirect website in late October, many financial journalists were pondering this question: “How fast can you get out of I Bonds?” For example, this from MarketWatch in early October: … Continue reading
Posted in Cash alternatives, I Bond, Savings Bond, TreasuryDirect
66 Comments
Coming tomorrow: The Treasury’s decision on the I Bond’s fixed rate
By David Enna, Tipswatch.com Just a heads up to readers: Right after 10 a.m. EDT Tuesday, the Treasury will announce the new composite rate for I Bonds issued between November 2022 and April 2023. Will the I Bond’s fixed rate … Continue reading
Posted in EE Bonds, I Bond, Savings Bond
23 Comments
Treasury Inflation-Protected Securities 
It is true that I could have redeemed it when the rate was 1.9%, and maybe could have earned more…