Old menus are such a good reality check. It is easy to forget how much prices have moved until you…
This is a great, generous plan. They can also use the I Bond proceeds for education, tax free, if they…
Today is the last day of the TD ID.me transition. It seemed important enough to mark with a post. Tomorrow,…
[…] details are laid out in Tipswatch’s September 9 report on Treasury’s updated guidance, which reproduces the agency’s email and…
Category Archives: Savings Bond
Ready to invest in I Bonds for the first time? My advice: Act quickly
May 2, 2022 update: Treasury holds I Bond’s fixed rate at 0.0%; composite rate soars to 9.62%. By David Enna, Tipswatch.com Over the last year, U.S. Series I Savings Bonds have transformed from a little-noticed, quaint mom-and-pop investment to one … Continue reading
Posted in Cash alternatives, I Bond, Savings Bond
28 Comments
I Bond’s variable rate will rise to 9.62% with the May reset
May 2, 2022 update: Treasury holds I Bond’s fixed rate at 0.0%; composite rate soars to 9.62%. By David Enna, Tipswatch.com Based on the March inflation report, which concluded the six-month rate setting period for the U.S. Series I Savings … Continue reading
Posted in I Bond, Inflation, Investing in TIPS, Savings Bond
51 Comments
Should the Treasury raise the I Bond purchase cap to $100,000?
An op-ed piece in today’s Wall Street Journal makes the case. By David Enna, Tipswatch.com Probably the most-often-mentioned “negative” of the U.S. Series I Savings Bond is the purchase cap of $10,000 per person per calendar year, plus the option … Continue reading
Posted in I Bond, Inflation, Savings Bond
56 Comments
2021: Recapping the year in inflation-protected investments
TIPS remained rather unappealing the entire year, while I Bonds became a superstar investment. By David Enna, Tipswatch.com Here is how I can sum up this monumental year of change: January 2021: “Inflation will never be a problem again.” December … Continue reading
Posted in I Bond, Inflation, Investing in TIPS, Savings Bond
24 Comments
Want to ‘double dip’ your I Bond purchases? Act fast.
By David Enna, Tipswatch.com U.S. Series I Savings Bonds are one of the nation’s most talked-about investments of 2021, especially now that their inflation-adjusted interest rate has surged to 7.12% at the November 1 reset. Glowing articles have been popping … Continue reading
Posted in Cash alternatives, I Bond, Savings Bond
25 Comments
Back when Peter Lynch was a media star (prior to the introduction of both TIPs and I-bonds) he wrote a…