Category Archives: Savings Bond

U.S. inflation surged 0.8% in November, as prices rise at the highest rate in 39 years

By David Enna, Tipswatch.com This time, the economists just about got it right. The Consumer Price Index for All Urban Consumers (CPI-U) increased 0.8% in November on a seasonally adjusted basis, the U.S. Bureau of Labor Statistics reported today. Over … Continue reading →

Posted in I Bond, Inflation, Investing in TIPS, Savings Bond | 7 Comments

When is the I Bond’s fixed rate likely to rise?

Yes, there is a slim chance we could see a higher fixed rate in 2022. But next year’s investors may still want to invest in I Bonds before May 1, to lock in the current 7.12% variable rate for six … Continue reading →

Posted in I Bond, Inflation, Savings Bond | 38 Comments

First rule of I Bonds: Don’t rush to sell your I Bonds

I Bonds have a 30-year term, but you can sell them any time after 5 years with no penalty. My suggestion: Hold them until you really need the money. By David Enna, Tipswatch.com The I Bond’s new inflation-adjusted variable rate … Continue reading →

Posted in I Bond, Savings Bond | 34 Comments

I Bond’s fixed rate holds at 0.0%; composite rate soars to 7.12%

Treasury also maintains EE Bond’s doubling period at 20 years By David Enna, Tipswatch.com The U.S. Treasury just announced the November 2021 to April 2022 terms for U.S. Series I Bonds and EE Bonds, and there were no surprises. Both … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond | 22 Comments

I Bond podcast: U.S. Savings Bonds for a risk-free, stellar return over the next year …

By David Enna, Tipswatch.com Jeremy Keil, a certified financial planner based in Milwaukee, reached out to me this month to help educate his clients on U.S. Series I Savings Bonds, a very hot topic in October 2021. We tried to … Continue reading →

Posted in I Bond, Savings Bond | 2 Comments