Monthly Archives: April 2024

Treasury holds I Bond fixed rate at 1.3%; composite rate falls to 4.28%

EE bond’s fixed rate stays at 2.7%; doubling period holds at 20 years By David Enna, Tipswatch.com After signaling for a few days that it would hold off to May 1 to announce new rates for U.S. Series I Savings … Continue reading

Posted in Cash alternatives, EE Bonds, I Bond, Retirement, Savings Bond, TreasuryDirect | 56 Comments

Real yields are rising, but haven’t yet hit highs of 2023

By David Enna, Tipswatch.com I’ve been watching with fascination as market real yields of Treasury Inflation-Protected Securities have been steadily rising in recent weeks. We can look at several apparent causes: Definition: The real yield to maturity of a TIPS … Continue reading

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | 20 Comments

Let’s weigh in on the I Bonds vs. T-bills debate

By David Enna, Tipswatch.com Last week I was being interviewed by CNBC’s Kate Dore about I Bond investment strategies, and I found myself asking her a question: “Do you think the Federal Reserve has learned a lesson?” In other words, … Continue reading

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Treasury Bills, TreasuryDirect | 41 Comments

New 5-year TIPS gets a real yield of 2.242%, 2nd highest in 15 years

By David Enna, Tipswatch.com The Treasury’s auction of $23 billion in a new 5-year Treasury Inflation-Protected Security — CUSIP 91282CKL4 — resulted a real yield to maturity of 2.242%, the 2nd highest result for this term since October 2008. The … Continue reading

Posted in Inflation, Investing in TIPS, TreasuryDirect | Tagged , , , , | 43 Comments

I Bond dilemma: Buy in April, in May, or not at all?

By David Enna, Tipswatch.com With Wednesday’s release of the March inflation report, the buying equation for U.S. Series I Savings Bonds became a bit clearer. We now know the I Bond’s variable rate will fall from the current 3.94% to … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, TreasuryDirect | 67 Comments