Author Archives: Tipswatch

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About Tipswatch

Author of Tipswatch.com blog, David Enna is a long-time journalist based in Charlotte, N.C. A past winner of two Society of American Business Editors and Writers awards, he has written on real estate and home finance, and was a founding editor of The Charlotte Observer's website.

Can a TIPS investment go bad? Yes, it can. An ugly example.

My philosophy for investing in Treasury Inflation-Protected Securities is to buy them at auction when the yield is attractive, and then hold them to maturity. At the very least – in almost every case –  you will get the original … Continue reading

Posted in Investing in TIPS | 11 Comments

May 1 update: Series I Savings Bonds to pay 0.0% interest; EE Bonds bump up to 0.3%

The US Treasury just announced that the fixed rate on Series I Savings Bonds will remain at 0.0% from May to October, meaning I Bonds purchased in this period will earn a composite rate of 0.0% for six months. In … Continue reading

Posted in Investing in TIPS | 10 Comments

5-year TIPS auctions with a real yield of -0.335%

A new five-year Treasury Inflation-Protected Security – CUSIP 912828K33 – auctioned today with a real yield (after inflation) to maturity of -0.335%. The coupon rate was set at 0.125%, the lowest the Treasury allows on a TIPS. This is the … Continue reading

Posted in Investing in TIPS | 2 Comments

Checking in on today’s 5-year TIPS auction

A new 5-year Treasury Inflation-Protected Security – CUSIP 912828K33 – will be created today, with the coupon rate and real yield to maturity determined at auction. Non-competitive bids, like those placed through Treasury Direct, close at noon; competitive bids continue … Continue reading

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Variable interest rate on I Bonds will drop to -1.60% on May 1

The Consumer Price Index for All Urban Consumers (CPI-U) increased 0.2% in March on a seasonally adjusted basis, the U.S. Bureau of Labor Statistics reported today. Over the last 12 months, the all items index declined 0.1%. This is an … Continue reading

Posted in I Bond, Inflation, Investing in TIPS | 1 Comment