Author Archives: Tipswatch

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About Tipswatch

Author of Tipswatch.com blog, David Enna is a long-time journalist based in Charlotte, N.C. A past winner of two Society of American Business Editors and Writers awards, he has written on real estate and home finance, and was a founding editor of The Charlotte Observer's website.

I Bonds: A not-so-simple buying guide for 2023

Posted on January 3, 2023 by Tipswatch

By David Enna, Tipswatch.com Note: I posted an updated I Bond analysis on April 14: Update, April 28, 2023: Treasury raises I Bond’s fixed rate to 0.9%; new composite rate is 4.30% After a year of raging-high demand, where do … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Savings Bond, Treasury Bills, TreasuryDirect | 93 Comments

Here’s A Step-By-Step Guide To Using The Treasury’s Savings Bond Calculator

Posted on December 31, 2022 by Tipswatch

By David Enna, Tipswatch.com This article is repurposed from a version originally written in June 2018. For investors in U.S. Savings Bonds – EE and I Bonds – the Savings Bond Wizard was an excellent tool for keeping an accurate … Continue reading →

Posted in I Bond, Investing in TIPS, Savings Bond, TreasuryDirect | Leave a comment

2022 in review: Scary year for inflation, better year for inflation protection

Posted on December 30, 2022 by Tipswatch

By David Enna, Tipswatch.com The year 2022 broke through several economic milestones, and most of them were dreadful: Highest U.S. inflation in 40 years. U.S. stock market down 20%. U.S. bond market down 13%. Federal Reserve aggressively raising interest rates. … Continue reading →

Posted in I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | 30 Comments

The language of TIPS: It’s complicated.

Posted on December 27, 2022 by Tipswatch

New investors are baffled by Treasury Inflation-Protected Securities. Can’t blame them. By David Enna, Tipswatch.com A year ago, while real yields for Treasury Inflation-Protected Securities were still deeply below zero, I worked with a Wall Street Journal reporter on a … Continue reading →

Posted in Inflation, Investing in TIPS, TreasuryDirect | 55 Comments

Let’s take a quick look at the pricing of this week’s TIPS auction

Posted on December 24, 2022 by Tipswatch

Some readers are reporting discrepancies. Any ideas? By David Enna, Tipswatch.com After I posted my article on Thursday’s reopening auction of CUSIP 91282CFR7, creating a 4-year, 10-month TIPS, several readers reported discrepancies in the pricing being reported by their brokers. … Continue reading →

Posted in Investing in TIPS | 28 Comments