Category Archives: TreasuryDirect

I Bond buying guide for 2024: Be patient

Posted on January 7, 2024 by Tipswatch

By David Enna, Tipswatch.com Updated analysis … I Bond dilemma: Buy in April, in May, or not at all? If you are a longer-term investor looking for ultimate safety and protection from inflation, you are going to want to buy U.S. … Continue reading →

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Retirement, Treasury Bills, TreasuryDirect | 115 Comments

Let’s look at the new iShares Defined-Maturity TIPS ETFs

Posted on December 3, 2023 by Tipswatch

These new funds offer simplicity, but with some drawbacks. By David Enna, Tipswatch.com Back in late September, financial adviser/author Allan Roth sent me an email pointing out BlackRock’s new offering of 10 defined-maturity TIPS ETFs. Roth, who has been pushing … Continue reading →

Posted in Investing in TIPS, Retirement, TreasuryDirect | 44 Comments

Amid volatility, this week’s 10-year TIPS auction still looks attractive

Posted on November 19, 2023 by Tipswatch

Note: The auction will close Tuesday at 1 p.m. because of the Thanksgiving holiday. By David Enna, Tipswatch.com We’ve seen pretty dramatic swings in both real and nominal yields over the last 2 1/2 months, as Federal Reserve officials wavered … Continue reading →

Posted in Investing in TIPS, TreasuryDirect | 12 Comments

Random thoughts on I Bonds in 2023, 2024

Posted on November 5, 2023 by Tipswatch

I Bonds remain attractive, but when and why? By David Enna, Tipswatch.com The I Bond’s new fixed rate of 1.3% — the highest in 16+ years — and the resulting composite rate of 5.27% should be creating a lot of … Continue reading →

Posted in I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond, Treasury Bills, TreasuryDirect | 51 Comments

I Bond’s fixed rate rises to 1.3%, highest in more than 16 years

Posted on October 31, 2023 by Tipswatch

Composite rate for I Bonds rises to 5.27%. Fixed rate for EE Bonds rises to 2.70%; doubling factor holds at 20 years. By David Enna, Tipswatch.com The Treasury announced today it is raising the permanent fixed rate on the U.S. … Continue reading →