Author Archives: Tipswatch

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About Tipswatch

Author of Tipswatch.com blog, David Enna is a long-time journalist based in Charlotte, N.C. A past winner of two Society of American Business Editors and Writers awards, he has written on real estate and home finance, and was a founding editor of The Charlotte Observer's website.

‘No surprises’ July inflation report gives the Fed a break

Posted on August 12, 2026 by Tipswatch

Is inflation really slowing? And what does this mean for I Bonds, TIPS and the Social Security COLA? By David Enna, Tipswatch.com The July inflation report provides evidence that U.S. inflation is gradually slowing, which should be good news for … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond | Tagged , , | 32 Comments

The I Bond’s fixed rate is going higher. But how much?

Posted on August 9, 2026 by Tipswatch

A new fixed rate of 1.30% looks like a real possibility. By David Enna, Tipswatch.com We’ve seen a fascinating explosion in real yields in 2026 as the war with Iran, inflationary pressures and soaring federal deficits are straining the U.S. … Continue reading →

Posted in I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | Tagged , , | 56 Comments

Federal Reserve is losing credibility, at the worst possible time

Posted on July 30, 2026 by Tipswatch

By David Enna, Tipswatch.com The new Federal Reserve chairman, Kevin Warsh, stood in front of reporters Wednesday afternoon and said: For some households, businesses, and market professionals five years of high inflation have left a mistaken impression that’s hard to … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS | Tagged , , , | 57 Comments

Forecasting Social Security’s 2027 COLA: My guess is 3.6%

Posted on July 26, 2026 by Tipswatch

By David Enna, Tipswatch.com Each July, since 2017, I have been forecasting the next year’s Social Security cost-of-living adjustment. Over the years, I have learned one thing: It’s important to be humble. This is a nearly impossible task, combining an … Continue reading →

Posted in Inflation, Medicare, Social Security | Tagged | 36 Comments

10-year TIPS auction gets real yield of 2.438%, a great result for investors

Posted on July 23, 2026 by Tipswatch

By David Enna, Tipswatch.com The Treasury’s auction today of a new 10-year Treasury Inflation-Protected Security, CUSIP 91282CRE3, generated a real yield to maturity of 2.438%, the highest at auction for this term since October 2008. Investor demand appeared to be … Continue reading →

Posted in Inflation, Investing in TIPS, TreasuryDirect | Tagged , , , , | 31 Comments