Category Archives: I Bond

Let’s ‘try’ to clarify how an I Bond’s interest is calculated

You didn’t expect this to be simple, did you? Author’s note: This article ended up being “crowdsourced” through helpful (and accurate) criticism in the comments section. The Excel formulae have been edited to reflect these better techniques. Read the comments … Continue reading

Posted in I Bond, Savings Bond, TreasuryDirect | 163 Comments

U.S. inflation went flat in July: What it means for I Bonds, TIPS and Social Security COLA

Core inflation continues at 5.9%, an unsustainable rate. By David Enna, Tipswatch.com I warned you: Inflation numbers are notoriously fickle in the summer months, and so here we go: All-items U.S. inflation increased 0.0% in July on a seasonally adjusted … Continue reading

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Social Security | 40 Comments

Don’t go ballistic over the way TreasuryDirect reports I Bond interest

Confusing? Aggravating? Of course, but also correct. By David Enna, Tipswatch.com I’ve had several communications recently from readers who are new to U.S. Series I Savings Bonds and freaking out by the apparently low interest payments reported so far on … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Savings Bond | 53 Comments

June inflation hits new highs: 1.3% for the month, 9.1% year over year

Annual inflation is now running at the hottest pace since 1981. By David Enna, Tipswatch.com Have we hit peak inflation yet? The answer is: we don’t know, because the June inflation report showed inflation surging ever higher, greatly exceeding already … Continue reading

Posted in I Bond, Inflation, Investing in TIPS, Social Security | 42 Comments

Attention investors: TIPS are now a viable, attractive alternative to I Bonds

An earthquake has hit the Treasury market. The result is that TIPS are becoming much more attractive. By David Enna, Tipswatch.com The investment world — from Suze Orman to your Uncle Bob — has been fascinated by U.S. Series I … Continue reading

Posted in I Bond, Inflation, Investing in TIPS | 45 Comments