Author Archives: Tipswatch

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About Tipswatch

Author of Tipswatch.com blog, David Enna is a long-time journalist based in Charlotte, N.C. A past winner of two Society of American Business Editors and Writers awards, he has written on real estate and home finance, and was a founding editor of The Charlotte Observer's website.

Random thoughts on I Bonds in 2023, 2024

Posted on November 5, 2023 by Tipswatch

I Bonds remain attractive, but when and why? By David Enna, Tipswatch.com The I Bond’s new fixed rate of 1.3% — the highest in 16+ years — and the resulting composite rate of 5.27% should be creating a lot of … Continue reading →

Posted in I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond, Treasury Bills, TreasuryDirect | 51 Comments

I Bond’s fixed rate rises to 1.3%, highest in more than 16 years

Posted on October 31, 2023 by Tipswatch

Composite rate for I Bonds rises to 5.27%. Fixed rate for EE Bonds rises to 2.70%; doubling factor holds at 20 years. By David Enna, Tipswatch.com The Treasury announced today it is raising the permanent fixed rate on the U.S. … Continue reading →

Posted in Cash alternatives, EE Bonds, I Bond, Savings Bond, TreasuryDirect | 83 Comments

I Bond’s fixed rate: An updated projection

Posted on October 27, 2023 by Tipswatch

By David Enna, Tipswatch.com Back on Oct. 8 I posted an article, “The I Bond’s fixed rate will rise. But by how much?” attempting to forecast the potential new fixed rate for the U.S. Series I Savings Bond, which will be … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, TreasuryDirect | 49 Comments

A quick update on Thursday’s 5-year TIPS auction

Posted on October 20, 2023 by Tipswatch

There is an explanation for everything, right? By David Enna, Tipswatch.com As they say, “You learn something every day.” At least you should learn something every day. Thursday’s TIPS auction result, which you can read about here, caused some angst … Continue reading →

Posted in Inflation, Investing in TIPS | 67 Comments

New 5-year TIPS gets a real yield of 2.440%, again lower than expected

Posted on October 19, 2023 by Tipswatch

By David Enna, Tipswatch.com Also: See my update on why this real yield was actually logical (to bond traders). Today’s Treasury auction of $22 billion in a new 5-year Treasury Inflation-Protected Security generated a real yield to maturity of 2.440%, … Continue reading →

Posted in Investing in TIPS | 54 Comments